This product is available to those who wish to get a loan for meeting consumer needs arising in the personal and family life.

Advantages

• Demands for consumer loans considered by GPBank to be diversified in attachment with customers’ practical needs.
• Maximum loan amount of up to 80% of the demand.
• Flexible repayment methods.

Loan conditions

• Having registered permanent residence or temporary residence up to the time of loan for not less than 12 months in the area where GPBank relevant business unit operates.
• Having financial capabilities as well as feasible loan and repayment plans.
• Having the legal purposes of loans.

Contact:
Please contact GPBank Branches/transaction offices
Or our Call Center at 1800 58 58 66/04 3514 9094 
 

This is a service in which GPBank provides individual customers with VND-denominated loans secured by savings accounts issued by GPBank and carried out on ibanking website (https://ib.gpbank.com.vn) or via GP.Mplus mobile banking service.

Product features 

• Maximum loan amount of up to 90% of the savings account balance.
• Loan term: based on demand but no longer than the term of the savings account.
• Interest rate: according to the interest rate schedule promulgated by GPBank from time to time.

Advantages

• Convenience for conducting transaction anywhere and anytime via ibanking channel.
• Quick application processing time: disbursements made on the same day of application.
• High confidentiality due to transactions made through password authentication with the Bank.

Contact:
Please contact GPBank Branches/transaction offices
Or our Call Center at 1800 58 58 66/04 3514 9094 
 
 

This is a loan product to meet individual customers’ demands for cars to serve their living, business, and other activities.

Product features            

• Currency of loans: VND.
• Loan amount: up to 80% of the demand.
• Maximum term of loans: up to 5 years.
• Methods of loans: single loan/installment /loan limit

Advantages

• Competitive and flexible interest rates.
• High and flexible facilities based on collateral.
• Capability of using the car to be bought as collateral for the loan.

Contact:
Please contact GPBank Branches/transaction offices
Or our Call Center at 1800 58 58 66/04 3514 9094 
 

This is a form of credit granted to individuals for their living or business purposes

Product features:

• Loan currency: VND.
• Loan amount: up to 100% of collateral value.
• Loan methods: single loan or loan limit.
• Loan term: possibly exceeding the maturity date of the savings book.
• Interest rates: competitive agreed interest rates

Advantages:

• High lending amount.
• Simple loan application and procedures, quick loan approval.

Contact:
Please contact GPBank Branches/transaction offices
Or our Call Center at 1800 58 58 66/04 3514 9094 

 

This product is offered to customers to demonstrate the financial capacity when studying, traveling, having medical examination and treatment, working or visiting relatives abroad.

Product advantages:

• Simple and quick loan procedures.
• Loan amount of up to 100% of the demand.
• Maximum loan term of 12 months from the time of disbursement.
• Competitive interest rates and reasonable borrowing costs.

Loan conditions:

• Collateral: Savings books formed from customers’ loans

Contact:

Please contact GPBank Branches/transaction offices
Or our Call Center at 1800 58 58 66/04 3514 9094 

 
 

This is the form of lending by way of current account overdraft to meet the consumer demand of individual customers.

Product features: 

• Loan amount and collateral: 
  • No collateral: a maximum of 5 months’ worth of income.
  • Highly liquid collateral: up to the collateral value.
  • Real estate and cars as collateral: up to 200 million.
  • Loan term: up to 12 months.
• Loan methods: loan limit.

Advantages:

• Autonomous spending: The customer can immediately spend over the outstanding balance of the current account for extraordinary spending purposes.
• Convenience: The customer can withdraw cash at the counter or use ATM cards at over 4,500 ATMs across the GPBank system, VNBC and Smartlink card alliances.

Contact:
Please contact GPBank Branches/transaction offices
Or our Call Center at 1800 58 58 66/04 3514 9094 

 

This is a form of credit granted to individual customers for business in the market.

Product features:

• Currency of loans: VND.
• Loan amount: Depending on the demand for loans and solvency of customers.
• Loan methods: single loan/installment.
• Loan term: up to 36 months.

Product advantages:

• Competitive and flexible interest rates.
• High and flexible loan facilities based on collateral.

Contact: 

Please contact GPBank Branches/transaction offices
Or our Call Center at 1800 58 58 66/04 3514 9094 

 

This is a loan product for individual or household customers by way of overdraft to pay reasonable expenses to serve their businesses.

Product features:

• Loan currency: VND.
• Collateral: 
  • Highly liquid collateral.
  • Property: All vehicles meeting GPBank conditions.
  • Real estate.
•  Loan interest rates: Competitive agreed interest rates.

Advantages: 

• Simple loan application and procedures, quick loan approval.
• High lending amount

Contact: 

Please contact GPBank Branches/transaction offices
Or our Call Center at 1800 58 58 66/04 3514 9094 
 
 

This is a loan product that meets individual customers’ needs for buying apartments within projects for consumer purposes

Product features:

• Loan currency: VND.
• Loan methods: Single loan.
• Loan term: Up to 20 years
• Interest rates: Competitive agreed interest rates.

Advantages:

• Capability of using the property formed from the loan as collateral.
• Maximum loan amount of up to 80% of the demand.
• Simple loan application and procedures, quick loan approval.
• High lending amount.

Contact: 

Please contact GPBank Branches/transaction offices
Or our Call Center at 1800 58 58 66/04 3514 9094 

 

This is a loan product to meet individual and household customers’ needs for cultivation of rubber, coffee, and pepper trees

Product features 

• Loan amount of up to 80% of the demand.
• Loan methods: single loan.
• Repayment methods: Flexible.
• Lending and repayment currency: VND.
• Loan term: up to 12 months.

Advantages 

• High and flexible loan amount according to the collateral value.
• Competitive interest rates, flexible repayment methods.

Contact: 

This is a loan product to meet individual and household customers’ needs for cultivation of rubber, coffee, and pepper trees
Product features 

• Loan amount of up to 80% of the demand.
• Loan methods: single loan.
• Repayment methods: Flexible.
• Lending and repayment currency: VND.
• Loan term: up to 12 months.

Advantages 

• High and flexible loan amount according to the collateral value.
• Competitive interest rates, flexible repayment methods.

Contact: 

Please contact GPBank Branches/transaction offices
Or our Call Center at 1800 58 58 66/04 3514 9094